Today, I’m going to show you how to cancel your OWealth on OPay. I know it might seem tricky, but don’t worry – I’ll explain everything in simple words that are easy to understand.

How To Cancel Owealth On Opay?
To cancel Owealth on Opay, open your Opay app and go to the Owealth section. Click on your active investment and look for the “Redeem” or “Cancel” button. Tap it and confirm that you want to cancel.
Remember that canceling early might mean you get less money back than you put in. The money will go back to your Opay wallet within 24 hours. If you have trouble, you can contact Opay’s customer service through the app for help.
What is OWealth?
OWealth is like a special savings account on your OPay app. When you put money in OWealth, it grows over time – just like planting a seed and watching it become a plant! But sometimes, you might need your money back before it’s done growing.
That’s when you need to cancel your OWealth.
Getting Ready to Cancel
First, let’s check what you need. Think of it like getting ready for a trip – you want to make sure you have everything before you start!
You need:
- Your phone with the OPay app
- Your OPay password or PIN
- A good internet connection
Before You Start | What to Remember |
Check your balance | Know how much money you have |
Have your PIN ready | You’ll need it to cancel |
Check your internet | Make sure it’s working well |
Looking at Your Money in OWealth
Before you cancel, you should know how much money you have. Open your OPay app and look for these things:
- How much money you saved
- How long you’ve been saving
- How much extra money (we call this interest) you’ve earned
Think of it like checking how many cookies are in your cookie jar before sharing them with friends!
How to Cancel Step by Step
Now, let’s cancel your OWealth. I’ll break it down into tiny, easy steps:
Step 1: Open Your App
Find the OPay app on your phone. It has a blue circle with a white “O” on it. Tap it to open.
Step 2: Log Into Your Account
Type in your password or use your fingerprint to get into your account. It’s like using a special key to open your own private room!
Step 3: Find OWealth
Look for the word “OWealth” on your screen. It might be:
- On the main page
- Under a menu that says “More”
- In a section called “Investments”
Step 4: Choose What to Cancel
Now you’ll see your money in OWealth. Tap on the amount you want to take out.
Type of Saving | How Long It Takes to Get Money Back |
Quick Access | Same day |
Regular Saving | 2-3 days |
Long Saving | Up to 7 days |
Step 5: Cancel Your Saving
Here’s what to do next:
- Press the button that says “Withdraw” or “Cancel”
- Type how much money you want to take out
- Double-check the amount
- Type in your PIN when asked
Waiting for Your Money
After you cancel, you’ll need to wait a little while to get your money back. It’s like waiting for a cake to bake – it takes some time!
How Long to Wait
- If you picked Quick Access: You’ll get your money the same day
- If you picked Regular Saving: Wait 2-3 days
- If you picked Long Saving: Wait up to 7 days
What to Do If Something Goes Wrong
Sometimes things don’t work perfectly. Here’s what to do if you have problems:
If the App Isn’t Working
- Close the app and open it again
- Check if your internet is working
- Update your app if it needs updating
- Ask a grown-up to help you contact OPay’s help team
If You Can’t Cancel
- Try again after a few minutes
- Make sure you typed your PIN correctly
- Ask for help from OPay’s support team
Smart Tips to Remember
Here are some helpful things to know:
- Always keep your PIN secret
- Don’t share your account details with anyone
- Save the OPay help number on your phone
- Ask a grown-up for help if you’re not sure about something
Frequently Asked Questions
Will I lose my extra money if I cancel early?
You might lose some of the extra money you earned, depending on how long you saved.
What if I only want some of my money back?
You can take out just part of your money. You don’t have to take it all!
Can I start saving again after I cancel?
Yes! You can start a new saving anytime you want.
Is it safe to cancel my OWealth?
Yes, it’s totally safe. OPay keeps your money secure.
What if I need help while canceling?
You can always ask OPay’s help team. They’re there to help you!