If you’re struggling with OPay restrictions, this guide will walk you through everything you need to know. We’ll use simple words and clear steps to help you get your account working properly.

How To Lift Restriction On Opay App?
To lift a restriction on your Opay app, you first need to check why the restriction was placed. It could be due to an incomplete verification or an issue with your account.
If you know the reason, go to the app’s settings and follow the instructions to resolve it, such as updating your profile or providing necessary documents. If you’re not sure about the cause, you can contact Opay customer support for help in lifting the restriction.
Understanding OPay Account Levels
Your OPay account works like a growing tree. When you first start, you have basic features. As you verify more information, your account grows stronger and can do more things. Let’s look at the different levels:
Account Level | What You Can Do | What You Need |
Starter | Send up to ₦50,000 daily | Phone number only |
Standard | Send up to ₦200,000 daily | ID card + selfie |
Premium | Send up to ₦5,000,000 daily | Full verification |
Getting Your Account Verified
Think of account verification like getting a passport. Just as a passport lets you travel to more places, proper verification lets you do more with OPay. Here’s what the verification office needs from you:
Document Type | What Makes It Good |
Government ID | Clear, not expired |
Your Photo | Bright, shows full face |
Address Proof | Recent, shows your name |
Simple Steps to Remove Restrictions
First: Check What You Need
Open your OPay app and look at your profile. The app will tell you exactly what documents are missing. It’s like having a checklist before going on a trip – you want to make sure you have everything ready.
Second: Get Your Documents Ready
Take your time with this part. Good, clear documents make everything faster. When taking photos of your documents, find a bright spot near a window. Make sure all corners are visible, just like taking a nice photograph for a special occasion.
Third: Send Everything Through the App
The OPay app has a special section for sending your documents. It’s as easy as sending a photo to a friend. The app will guide you through each step, telling you exactly where to put each document.
Fourth: Wait for Good News
OPay’s team will look at your documents, usually within two days. They’ll send you a message when everything is approved. During this time, you can still use your account with the current limits.
Fixing Common Problems
When Documents Get Rejected
Sometimes documents get rejected just like a photo might come out blurry. Don’t worry – it happens to many people. Take new, clearer photos and try again. Remember to:
- Find good lighting
- Hold the camera steady
- Show all document corners
- Make sure text is readable
When the App Isn’t Working Right
Technology sometimes acts up, just like a television that needs to be reset. If the app isn’t working well:
First, close the app completely. Then, turn your phone off and on. Open OPay again and see if it works better. If not, you might need to delete and reinstall the app.
Keeping Your Account Safe
Think of your OPay account like your house key – you want to keep it safe and not share it with strangers. Here are smart ways to protect your account:
Using Your Account Safely
Never share your password or PIN with anyone. OPay staff will never ask for these. Keep your phone’s software up to date, and only use OPay when you have a secure internet connection.
What to Do If Something Feels Wrong
If you notice strange transactions or get unexpected messages about your account, contact OPay support right away. They’re like security guards – they’re there to help protect your money.
Frequently Asked Questions
How long does verification usually take?
Most people get approved within 48 hours if their documents are clear and correct.
Can I still use my account while waiting?
Yes, you can still use your account within your current limits while waiting for approval.
What if I move to a new address?
Update your address in the app and provide a new proof of address document. This keeps your account information current and secure.
Will these restrictions ever come back?
Once you’re fully verified, restrictions only return if there’s unusual activity in your account. It’s like a safety switch that protects your money.